Ask Us About Our Stated Income Commercial Real Estate Programs

Do you wish you could get a good loan without filling out excessive paperwork or having an exceptional credit history? Well, Advanced Commercial Capital has good news for you. Our stated income commercial real estate program isn’t associated with excessive paperwork, and you don’t need perfect credit to apply. Though you do need a minimum credit score, this program accepts applicants with scores as low as 600. The value of your purchased property is the main factor that determines whether or not you’re accepted for this program.

Qualifications Details

Unlike most loans, which require you to have a very good credit score in order to receive financing, our stated income program has different qualification criteria. Your chance of approval is based almost entirely on how much the property you’re purchasing is worth. If the taxes, mortgage, insurance and other costs associated with the property are covered by the property’s value, you’re in a good position.

Basics of Our Program

Before applying for any type of loan, it’s important to understand the details of the loan program. Here are some of the perks and details associated with our stated income commercial real estate program.

  • You can receive up to $500,000
  • You can finance almost any type of property
  • It’s possible to receive up to 75% loan to value, depending on the property in question
  • Our loans have fixed rates and are amortized up to 25 years

In order to secure approval, we will need to see your W-2 documentation or proof of self-employment. However, we don’t require you to fill out excessive paperwork. We keep our loan application processes as simple and straightforward as possible because we value your time.

Get in Touch

If you’d like to learn more details about our stated income commercial real estate program, we’d love to have a conversation with you. Get in touch with us today for more information.